Tonya Sisler
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite.
Written by Tonya SislerInsurance Content Team Lead
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles.
Reviewed by Chris AbramsLicensed Insurance Agent
UPDATED: Aug 22, 2024
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 22, 2024
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Average monthly rate for good drivers:
[su_box title="Things to Remember. " style https://www.autoinsurance.org/high-risk-auto-insurance/">high-risk auto insurance. Although high-risk drivers pay more for auto insurance, there's a way to lower rates. This Home State auto insurance review explains. If you have Home State Insurance Group auto insurance and want to compare to other options, we can help you save money. Start by entering your ZIP code to start looking at completely free, no-obligation auto insurance quotes. Then read this Home State car insurance review.
Home State County Mutual insurance reviews cover Home State Insurance Group, Inc., headquartered in Waco, Texas.
Home State Insurance Company is now part of Berkshire Hathaway, the parent company of Geico, Gen Re, Nederlandse Reassurantie Group, and Berkshire Hathaway Assurance.
Home State auto insurance policies are designed to provide affordable high-risk auto insurance. Although high-risk drivers pay more for auto insurance, there’s a way to lower rates. This Home State auto insurance review explains.
You can look up your Home State County Mutual policy in a few ways. You can connect with your State Auto Managing Support Agent. You can go to the Home State County Mutual website and use the policy prefix lookup function. You can also contact the Home State County Mutual Customer Service team.
To pay online, go to the Home State County Mutual Insurance Company website and use the policy finder tool to pull up your specific policy site.
If you have Home State Insurance auto insurance in the state of Texas and want to compare it to other options, we can help you save money. Start by entering your ZIP code to start looking at completely free, no-obligation auto insurance quotes. Then read this Home State car insurance review.
Read More: Best Auto Insurance CompaniesTable of Contents
Home State Insurance Group wants the opportunity to satisfy its customers, and it offers customers 24-hour claims reporting.
If you’ve done business with any auto insurance company for a year or more, perhaps you already see higher auto insurance rates.
If you haven’t been involved in an auto accident, moving violation, or gotten a ticket, you may ask why you’re being charged pay higher insurance rates.
That’s why comparing your auto insurance rates with quotes offered by other insurance companies can help you save now. Visit a legit site, like autoinsurance.org to check out all of the reviews.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Originally chartered in 1948 during Harry Truman’s presidency, Home State Insurance Group includes the Equity Insurance Company and Home State County Mutual Insurance Company. The Home State auto insurance Group is located in Waco, TX.
Home State County Mutual Insurance Company is located in Dallas, TX. The company’s exact address is 17762 Preston Road Suite 200, Dallas, Texas, 75252. Home State Insurance Group focuses on marketing and writing non-standard auto insurance policies.
Home State County Insurance Company uses the Texas Department of Insurance “TexasSure” customer contact system. TexasSure’s goals include identifying uninsured drivers in the state.
Uninsured or underinsured drivers cost insurance companies (and their insured drivers) money each year.
Home State Insurance Group also cares about its insured policyholders’ privacy. The company outlines the processes used to safeguard client financial information on the website.
Home State County Mutual Insurance offers multiple types of insurance, including car insurance. Home State County Mutual is owned by Home State Insurance Group, Inc. The Home State County Mutual Auto Insurance Company’s NAIC (National Association of Insurance Commissioners) number is 29297.
Writing auto insurance policies for non-standard drivers is the original goal of the Home State Auto Insurance Group. Home State Insurance rates are not readily available, but we can take a look at some averages below.
Non-standard auto insurance helps high-risk drivers assume financial responsibility in the event of a car accident. Your policy isn’t only to protect your car, passengers, and property. Knowing what coverage you need is just as important as knowing what to do after a car accident.
Basic liability helps you pay for damage caused by an auto accident in which you are considered “at fault.” Watch this video on how property damage liability insurance works.
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Let’s take a look at the average rate for auto insurance in Texas.
How Do Texas Auto Insurance Rates Compare to the National Average?
Texas Auto Insurance Rates Compared to National Average| States | Average Annual Liability Rates | Average Annual Collision Rates | Average Annual Comprehensive Rates | Average Annual Full Coverage Rates |
|---|---|---|---|---|
| Texas | $550 | $380 | $207 | $1,137 |
| National Average | $555 | $326 | $148 | $1,030 |
These are projections from The National Association of Insurance Commissioners (NAIC). Each year they provide a report of average annual rates for auto insurance.
Texas has cheaper liability rates than the national average, but collision and comprehensive coverage are more expensive.
To get discounts, report anti-theft, and safety features to your auto insurance company. If you happen to have good or fair credit, you can receive a discount.
You can file a claim with the Home State County Mutual Insurance Company claims department like any other company. Your rates may go up, but the right coverage options can help recover from damages.
If you know your policy prefix, go to the company website to access your account information.
Home State Insurance representatives insist that its customers should use the Home State County Mutual phone number to file a claim. The Home State County Mutual Insurance claims phone number is 254-776-4521. There’s no toll-free number because the company only does business in Texas.
The company maintains an insurance marketing and distribution network composed of independent insurance sales brokers and agents.
Home State Insurance Group values relationships with independent sales professionals and wants to help its independent sales partners grow a thriving auto insurance sales practice.
Interested auto insurance sales agents and brokers may contact the company for more information about selling Home State auto insurance products and services.
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Teenage drivers represent the highest risk category of all drivers in Texas. According to the Centers for Disease Control and Prevention, almost a third of teen deaths occur due to traffic or auto accidents.
Drivers between the ages of 16 and 19 are 400 percent more likely to be involved in a fatal car crash. About 350,000 teenagers received hospital emergency room treatment for injuries sustained in traffic accidents.
Of that number, about 3,000 teenagers died as a result of the auto accident. The following are statistics on teen drivers:
The statistics collected by the best companies like Home State Insurance Group support the reasons for passing on high auto insurance premiums to teenage drivers.
Teenage drivers with teenage passengers bear additional risks, according to auto insurance studies. Teenagers seem less likely to use seatbelts. They break the speed laws with higher frequency than other drivers.
Home State Mutual Insurance Company is mainly a notable player in the auto insurance industry in Texas. The easiest way to find the Home State Mutual Insurance Claims phone number is to go to their main website and look up the contact details per your policy.
When you review auto insurance companies, the reviews are very mixed with Home State Mutual being the best auto and home insurance provider. This company only provides auto insurance options. In general, the best auto and home insurance companies combine excellent coverage for both services while offering a great bundled price.
As part of the Home State County Mutual Insurance, they specifically cater to Texas residents. The Home State County Mutual Insurance in Texas showcases their expertise in the needs of their residents.
Overall, Home State Mutual Insurance Agency isn’t a competitive player in the auto insurance industry nationwide but offers some great local options if you live in their service area.
Contact Home State auto insurance via phone number to connect more.
State Auto Insurance Google reviews don’t exist yet, but State Auto Insurance reviews on Yelp show the company is rated at two stars. Although State Auto Car Insurance reviews hold an A+ rating on the BBB, the State Auto rating does not reflect the customer’s views directly. Even based off of the information that we found, be sure to do your own research to see if a State Auto Insurance policy is a smart option for you.
State Auto’s telemetrics program, Safety360, was rated at 1.8 stars on Google Play. A State Auto Insurance lawsuit back in 2013 accused the company of a home insurance scam.
Some consumers will run from a company if it has been under legal scrutiny. Car insurance ratings by state vary, so do thorough research before making a final decision.
Amica Mutual, Allstate, Geico, Metlife, and USAA are the top five companies for home and auto insurance.
Your auto insurance must be in the state where your car is registered. Be sure your vehicle is registered and insured in the state of your permanent residence.
According to J.D. Power, the most reliable company is Amica Mutual.
State Auto Financial Corporation is the parent company. The current CEO is Michael E. LaRocco.
According to Consumer Reports, the worst-rated insurance companies are Mercury, Esurance, and Nationwide.
Home State Insurance Group focuses on writing auto insurance policies for non-standard drivers. While specific rates may not be readily available, non-standard auto insurance helps high-risk drivers assume financial responsibility in the event of a car accident. Basic liability coverage is important to pay for damage caused in accidents where the insured driver is considered at fault.
To file a claim with Home State County Mutual Insurance Company, use the company’s claims department like you would with any other company. The auto insurance claims phone number for Home State County Mutual Insurance is 254-776-4521. Your Home State Insurance claim can be found on the main website. Use the policy finder tool and go to the specific website correlated with your policy. From there you can access your claim.
To file a new claim with Home State County Mutual Insurance, call the phone number above to start that process.
Average auto insurance rates in Texas are projected as follows:
Home State Insurance specializes in non-standard auto insurance policies for high-risk drivers. While specific coverage options are not mentioned, typical coverage options such as liability, collision, and comprehensive coverage are likely available. To understand the coverage options in detail, it is recommended to contact a Home State Insurance agent.
It depends on what you are trying to get in touch with them for.
The Home State auto insurance Customer Service phone number is 1-833-724-3577.
The Home State County Mutual Auto Insurance Claims phone number is 1-254-776-4521.
Home State Insurance Group, Inc., is located in Waco, Texas.
Home State County Mutual Insurance Company is located at 807 Brazos Street Suite 714, Austin, TX 78701.
The Home State County Mutual Auto Insurance phone number is 1-254-776-4521.
They are an insurance company that has a core community, policy-holder-focused approach to insurance. Home State County Mutual Insurance company is owned by Home State Insurance Group, Inc.
Home State County Mutual Insurance offers affordable and comprehensive insurance options tailored specifically for Texans.
Equity Auto Insurance Company reviews are hard to find. You can find some on the A.M. Best website. Overall, the company gets mixed reviews and it’s questionable on how healthy their financial base is.
At this time it doesn’t seem that there is information on that service. Home State County Mutual primarily focuses on auto insurance.
If you are looking for renters insurance check out reviews on Auto Insurance.
Visit the Auto Insurance website to review some of the best companies and reviews for whatever your needs are.
Sometimes it just takes a search to find the best insurance companies for home and auto. Be sure to check out home and auto insurance reviews.
There is no information that shows home and car insurance reviews for this company. State Mutual Insurance reviews only provide information about auto insurance. For the best home and auto insurance, be sure to search especially for those bundled services when you are looking around. Reviews have shown that bundling auto and home insurance could save you money.
The best home and auto insurance in Texas, based on reviews is State Farm. Check out Home State Mutual Auto Insurance Company to see if it’s an option for you in Texas.
USAA and State Farm are at the top of the list for best home and auto insurance options. Allstate and Nationwide also offer competitive bundles, with varying discounts and coverage options.
When comparing various companies, home and auto insurance ratings provide crucial insights into the quality of coverage, customer service, and claim handling efficiency. It’s very important to check out home and auto insurance reviews before making the best decision for yourself.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tonya Sisler
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite.
Written by Tonya SislerInsurance Content Team Lead
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles.
Reviewed by Chris AbramsLicensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
[REDACTED NAME] [REDACTED NAME] was absolutely awful to talk with. She made unnecessary comments during the phone call. Had an attitude and snappy while talking. Made me feel like she was taking a bad day out on me. Was very aggressive the entire time.
September 30, 2023I was hit by one of their insurance holders on the way to college. To give a little bit of background at the time of the accident I was 17 years old, paying for my own college through a barista job I had. The adjuster got back to me about my claim a couple days after contacting them through my insurance Geico. Promised me full recovery of my car (as I was hit on the highway and the back of my car was completely bashed through). I never even charg.
I was hit by one of their insurance holders on the way to college. To give a little bit of background at the time of the accident I was 17 years old, paying for my own college through a barista job I had. The adjuster got back to me about my claim a couple days after contacting them through my insurance Geico. Promised me full recovery of my car (as I was hit on the highway and the back of my car was completely bashed through). I never even charged them for my health expenses as I hit my head but it wasn't too expensive to get treatment. After I took my car to my dealership of choice, they argued with that dealership for five months, because they were unwilling to pay the full amount. At first they asked me to pay 3000 dollars out of pocket, then it went down to 2000. Again, I was a teenager college student living off of a minimum wage job. After much argument, they cut me off completely, leaving me with no rental, no car and no money to pay off the car that has been completely taken apart by the dealership. I lost my job as I had no car to travel and ubering was getting very expensive. I remember crying everyday and not knowing how to pay for my broken car. Finally, the dealership people realized just the mental toll that this situation was taking on me, and they fixed my car within the money they had been provided by the insurance. As even they took kindness upon a first generation immigrant student. I never got my job back. I am alright now, got an internship and am doing well in college. But for the people that put me through this, I hope every single one of you and your children feel what it felt like to me during those months. I hope you also suffer this way when you did absolutely nothing wrong.
May 3, 2021Completely non-existent customer service!! A Home State policy holder hit my car 21 days ago. I filed a claim the same day and still have not had a single conversation with the adjuster, or anyone else who is able to authorize repairs on my car. I have called the adjuster and her supervisor every single day, leaving voicemails, in addition to the main phone # for the insurance company and cannot get a response. I have never experienced such a lac.
Completely non-existent customer service!! A Home State policy holder hit my car 21 days ago. I filed a claim the same day and still have not had a single conversation with the adjuster, or anyone else who is able to authorize repairs on my car. I have called the adjuster and her supervisor every single day, leaving voicemails, in addition to the main phone # for the insurance company and cannot get a response. I have never experienced such a lack of service! Unspeakable!
